Your financial happiness. It’s a journey. Not a destination. We’re here to help.

“Elanda Kowalchuk cares very much about her clients and is not “about the money”. She will even take small files and clients and do her best for them. She has a big heart and has devoted a lot of her time and creativity to the Vernon Women in Business. She is very creative, kind and accepting and I would encourage potential investors and persons needing insurance to seek out a quote and a discussion.”

– Melody Martin

“I leaned on Elanda’s experience and knowledge in helping me help my daughter and son-in-law see the importance of preparing for the “what if”. They are a young family with a toddler. She was able to give them real examples where the unthinkable happened and through those explained in a way that made it easy to understand.  Elanda made recommendations that were tailored ‘just for them’. These recommendations not only looked at their needs for when their son would be dependent on them but also long term needs while keeping budget in the forefront.”

– Kathy Drumm

“The cash flow plan has worked so well for our family. It has given us the freedom to spend allotted money on necessities without guilt or stress or feeling like we have to justify it to each other, while at the same time still saving and working towards our other financial goals. We have found that there is less tension between us. We used to continually argue about saving vs spending, but now we have room for both in our cash flow plan.”

– Sarah Thiessen

“Recently retired, I approached Kowalchuk Financial to assist me in finding a medical benefit plan. I was very impressed by Elanda investigating my needs before doing a thorough and detailed analysis of different plan options. I was assisted in the selection process which ended up being the Manulife Vitality policy which has been very effective for me, both in cost and benefits.“

– Mark Montemurro

“Elanda has been absolutely great to work with. She brings a wealth of knowledge while being very organized during every meeting and more than exceeds at her job. The CashFlow plan has been extremely helpful for my wife and I with getting on top and staying ahead of our finances. Elanda has made it an extremely easy transition to adopt and understand the CashFlow plan with some very helpful visual representations. We have already recommended her to some of our family members and will continue to recommend Elanda for anyone who is looking to sharpen up their finances.“

– Levi Nicholas

“Elanda has been the #1 reason I feel confident about my financial future. I am now 26 years old and have been working with her for the past 6 years. Any time I have fallen off track I contact her and we re-evaluate the situation. We make a game plan and by the time our meeting is over I am stress free and excited about where my money is taking me!

The cash flow plan has let me go on trips, save for those expensive toys and live my life without the worry of over spending. All while saving for my future and being confident with the process!

I recommend Elanda to all of my friends and family so that they can live as fully and stress free as possible knowing that they’re finances are in good order!“

– liam eddy