Elanda Kowalchuk
Email: elanda@ekfinancial.ca
Financial Planner
I have always been a saver. My first investment was $1,500 when I was 22 years old; an inheritance from my Baba which I wanted to keep as a memory of what she gave up for me. I went to my local credit union to put the money towards my very first RSP contribution and that was how I first learned to save for retirement.
When I bought my first house I learned about insuring a mortgage and purchased life insurance through an independent agent. It was shortly after that time I changed careers and went to work with a financial advisor.
I had a sister who had cancer at 19 years old, so I knew that cancer wasn’t something that just happened to people when as they got old. I purchased my first critical illness policy in my early 30s.
At 35 years old I divorced. I was worried about how I would manage with just one income. I decided to purchase another critical illness policy so if something happened, I would not have to rely on anyone else for financial support. I also purchased a disability policy to protect my income and therefore myself if I were unable to work due to a disability. As a planner at heart, I needed to know that I could look after myself. I didn’t think the probability was high, but I knew the consequences could be devastating.
I have not had to make a claim on either my critical illness or disability policies. Several years later I feel secure knowing that I have put plans in place in case the unexpected happens. I still have the insurance I put in place in my 30s and twenty years later I continue to pay the premiums as a 30-year-old.
I have managed my own cashflow plan and helped many families and individuals with their own cashflow plan. Knowing that I can look after myself in case of an unexpected event and being able to share that knowledge and help others is why I get up in the morning. I understand the need for security and my career goal is to ensure the people I work with can go about their daily life feeling good that they are in control of their financial future.
As a professional financial happiness planner I love what I do to help individuals and couples feel in control of their money. Knowing how much money you can spend while saving and protecting your future, all while maintaining your standard of living, is important to feel in control. I provide education and recommendations regarding life, critical illness and disability insurance and investments, from emergency savings to long term investing. With my clients I celebrate when their priorities are achieved, and we discuss new goals to focus on to keep their plan relevant and evolving as their lives change.
Elanda Kowalchuk
Background:
- Certified Financial Planner (CFP) ®
- Certified Cash Flow Specialist (CCS) ®
- Greater Vernon Chamber of Commerce
- Advocis
Strategic Partners
Dee Danallanko, CPA, CA
Email: dee@integralaccounting.net
Accountant
Dee Danallanko, CPA, CA, CRM is the founder of Integral Accounting Chartered Professional Accountant with over 20 years of experience in the private sector, public sector, and public practice.
Dee helps clients utilize the latest accounting technology to run small businesses and non-profit organizations as efficiently as possible. Her goal is to ensure that you spend less time on administrative and compliance tasks and more time on revenue-generating tasks instead.
When not helping clients integrate their personal and financial goals with their business goals, Dee can be found reading, hanging out with her husband, small son, and two cats, or baking something delicious.
Mike Adamek
Email: mike@adamekfinancial.com
Group Benefits
Mike has over 32 years of experience providing Group Benefits to companies in British Columbia and Alberta. His strong connection with numerous insurance carriers allows companies to choose the best fit for their employees. Adamek Financials’ customer service team ensures you receive the service you need to successfully run your business, and your employees receive the coverage they need for themselves and their family from their group benefits plan.
Mike lives in Victoria with his wife and 3 children. He enjoys hockey and cooking.
Dana Stauber
Email: danastauber@invis.ca
Mortgage SPecialist
My husband Jason and I always dreamed of living near the mountains. Being from Saskatchewan, it seemed a long way away! We slowly moved west, spending time in Alberta, living in Stony Plain for 13 years. Today we’re proud to call Vernon home and enjoy hiking many beautiful trails with our dog Jasper, riding our motorcycle, and of course enjoying fine Okanagan wine!
I have more than 30 years of lending experience and work with 50 different lender partners so have a variety of options to fit your needs. I can place all types of mortgages including purchases, refinances, equity take outs, debt consolidations, renewals and mortgages for self-employed. I’ve helped a lot of great people throughout BC and Alberta and look forward to helping you realize your financial and homeownership goals as well!
Since my business is built primarily through referrals from satisfied clients, your positive mortgage experience is essential! Your mortgage is a big decision and a powerful financial tool.
I believe every client deserves the best care and service when purchasing or refinancing the home of their dreams. I’m here to help with your mortgage needs and have what it takes to make a difference in your next mortgage transaction.
