Financial Planning
FINANCIAL PLANNING
You want the same standard of living in your retirement years as you are enjoying in your working years, without the fear of running out of money. We can help you determine where you are today in relation to where you want to be in the future, and we will help you build a plan to help you get there.
There are many financial products in the market today, so choosing the ones that best meet your needs and align with your goals is important. That’s where we can help. From retirement planning to finance your child’s post-secondary education, to ensure your family is financially protected to creating a lasting legacy, we can help! We will take the time to get to know you so we can build a customized plan that is tailored to your goals, values, and current financial position.
INSURANCE PLANNING
Insurance is essential to any comprehensive financial security plan. Insurance can protect you and your family from undue hardship if tragic events like death, disability or critical illness strike. Permanent life insurance policies may also provide tax-advantaged savings that you may draw upon.
CASH FLOW PLANNING
Behavioural Cash Flow Planning provides specific advice on your personal spending based upon a standardized process to take into account your income, expenses, proximity to retirement, assets, liabilities and recommend how much you can spend on the things you can control.
WEALTH MANAGEMENT
Depending on your needs, these accounts can be used for ‘savings’ or ‘investments’. Savings accounts are typically for shorter-term goals and investments for longer-term needs.
Are you headed in the right direction for retirement? Take this short quiz to discover just how ready you are to retire. Uncover gaps in your planning, and any missed opportunities to make the most of your resources. Preparing for retirement can seem overwhelming, but assessment tools like this one can help you take control and ensure you are moving towards the life you want. The quiz takes 5 minutes:
